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By clicking on "Wealth" session, you are allowed via GoPayz's web and app to pay for unit trust funds that you purchase from iFAST Capital Sdn Bhd (FSMOne). You will be redirected to an external link; namely FSMOne platform, operated by FSMOne to perform the transaction accordingly.
You will need to upgrade to GoPayz Premium Wallet and open an investment account with FSMOne in order to purchase any unit trust product from FSMOne.
Your GoPayz Basic Wallet will be upgraded to Premium Wallet within 1 business day subject to terms and conditions which apply to your GoPayz account.
There will be sales charge levied by FSMOne for every payment of unit trust product via your GoPayz Premium Wallet. Total amount payable including the sales charge will be shown before you are asked to confirm payment.
You will receive a total of 3 confirmation emails sent by FSMOne; namely
You can only perform the transaction with full payment from either your GoPayz Premium Wallet or other accepted payment channels at FSMOne platform. No partial payments are allowed in any circumstances.
Any settlement funds from the sale of your unit trusts will not be paid into your GoPayz Premium Wallet. They will credited back to your preferred current/savings account that you specify when you open your investment account with FSMOne.
A RSP is a monthly subscription plan offered by FSMOne that enables you to invest a fixed amount of money into a particular fund on a monthly basis.
You have to pay on a monthly basis.
There are no charges for RSP subscription if you pay via GoPayz Premium Wallet. However, normal sales charge levied by FSMOne is applicable for RSP investments.
Contribution date is when your GoPayz Premium Wallet is deducted for the subscription of RSP while transaction date is when FSMOne processes your RSP transaction.
The contribution date is on the 13th of every month while transaction date is on the 15th of every month.
If there's insufficient balance in your GoPayz Premium Wallet, FSMOne will not process your order and you will be notified by FSMOne by email of your unsuccessful order. If you have subscribed to the RSP, your RSP subscription will be terminated by FSMOne after 3 consecutive unsuccessful attempts to deduct your GoPayz Premium Wallet for the monthly subscription RSP amount. You will need to reapply RSP online via the FSMOne platform if you wish to continue the RSP subscription.
Please contact FSMOne as the RSP will be governed by its applicable terms and conditions.