Sign up to general insurance online with GoInsure Personal Accident, Motor and Travel insurance. GoPayz offers affordable insurance with less paperwork.
You can sign up for GoPayz Service online by downloading the GoPayz App directly from the Google Play Store, Apple App Store or the Huawei's AppGallery, for free.
To sign up for GoPayz Service you must first sign up for the Basic Wallet Account. Just fill in your personal information required via GoPayz App or GoPayz Website to sign up for the GoPayz Service.
Once your Basic Wallet Account has been set up, you can upgrade your Basic Wallet Account to Premium Wallet Account by:
If you fail the electronic KYC checks or you are under the age of 18 years old, you will be required to undergo our manual KYC in order for us to process your upgrade request.
You will not be charged for signing up for GoPayz Service or for your GoPayz Account.
You have the option to apply for a physical GoPayz Card by remitting a fee of RM16.00 upon your application for the physical GoPayz Card.
For information on all other fees and charges applicable to the GoPayz Service, please refer to the fees and charges schedule below or visit www.gopayz.com.my:
||Fees and Charges
|1||Physical Card Fee
||One-time fee of RM16.00 will be charged upon your request for a physical GoPayz Card under any of the card schemes such as Visa, Mastercard or Union Pay.
||Upon request for each physical GoPayz Card issued by us|
|2||Fee for Cash Withdrawal Via ATM||
Overseas ATM withdrawal fee = RM10.00 per withdrawal.
Local ATM withdrawal = RM1.00 per withdrawal.
For card-less withdrawal, fee charged will vary based on the fee imposed by partners/respective banks.
|For every transaction performed.|
|3||Card Replacement Fee||
Card replacement fee = RM16.00 per card
Only applicable for those who opt in for physical GoPayz Card to be issued, and the card replacement request is initiated by customer due to lost, stolen or damaged physical GoPayz Card or disclosure of the physical GoPayz Card's information to a third party
|Upon our receipt of your request to replace the physical GoPayz Card.|
|4||Statement Request Fee
||Physical copy = RM5.00 per copy
E-statement = Free of charge
|5||Retrieval of Sales Draft
||RM15.00 per sales draft
|6||Reload / top-up charges||Online Banking (FPX) = No Charge|
|Other Payment Card = No Charge|
|Razer Cash @ 7-Eleven = RM2.00 per transaction
||For every reload performed|
|7||Overseas and Foreign Merchant Transaction Conversion Fee
||All Overseas and Foreign Merchant Transactions including online transactions shall be converted to Ringgit Malaysia at the prevailing conversion rate on the day of conversion and include the charges as determined by Card Schemes and a service fee of 1%.
||For every transaction.|
|8||Refund Handling Fee||
i. Via IBG RM 1.10
ii. Via Telegraphic Transfer (TT) RM 21.00
For clarity, refund happens when your GoPayz Account is terminated, you perform reload exceeding your GoPayz Account limit or a transaction is cancelled.
|For every transaction.|
|9||Balance Enquiry Fee||
RM1.00 per transaction at Local and Overseas ATMs
Enquiry made via GoPayz App / GoPayz Website are free of charge.
|For every transaction.|
You are advised to check the fees and charges applicable before you perform any transactions via your GoPayz Account.
Malaysian residents and foreigners who work or reside in Malaysia are welcome to apply for GoPayz Service. For foreigners, they will be required to provide details of their residential address in Malaysia.
If you are under the age of 18, you must obtain your parent's or legal guardian's permission to use the GoPayz Service and fill out the application form with their name and ID number. Your use of the GoPayz Service indicates to us that you have obtained the prior consent of your parent and/or legal guardian in lieu of this terms and conditions applying to you. We reserve the right to change such a requirement(s) at any time.
You will be charged based on the table of fee provided under question 3 above. Cash withdrawals can be made using physical GoPayz Card at ATMs that accept Card Schemes cards such as Visa, Mastercard or UnionPay.
Please note that certain ATM may impose additional fees in addition to the fees specified above.