General Insurance
Sign up to general insurance online with GoInsure Personal Accident and Motor insurance. GoPayz offers affordable insurance with less paperwork.
You can earn GoPointz reward points by making qualifying transactions via the GoPayz mobile app or website ("GoPayz"). Please refer to the table below on how you can earn GoPointz:
Type of Transaction performed via GoPayz | GoPointz Awarded |
Digital Financial Services | |
Life Insurance | Â |
(a) GoLife Plus | RM1 spent = 1 GoPointz |
International airtime transfer (IAT) | Â |
(a) Others International Airtime Transfer | RM1 spent = 1 GoPointz |
(b) Indonesia IAT | RM2 spent = 1 GoPointz |
General insurance | Â |
(a) Personal Accident Insurance (b) Travel Insurance |
RM1 spent = 1 GoPointz |
(c) Motor Insurance | RM10 spent = 1 GoPointz |
Remittance | RM250 spent = 1 GoPointz |
Online Currency Exchange | RM100 spent = 1 GoPointz |
Islamic | |
(a) Zakat (b) Derma (c) Wakaf |
RM25 spent = 1 GoPointz (Only applicable to payments made with GoPayz MAIPk card) |
Utilities, Entertainment, Phone & Internet | |
Mobile Prepaid Top Ups & Game Codes | Â |
(a) All Game Top Ups (b) All Prepaid Top Ups (Excludes Maxis, Digi & redONE) |
RM3 spent = 1 GoPointz |
(c) Maxis (d) Digi (e) redOne |
RM4 spent = 1 GoPointz |
Digi Prepaid Broadband & IDD | Â |
(a) Broadband (Min RM10) | 2 GoPointz per transaction (Min RM10 spent) |
(b) Digi IDD | 3 GoPointz per transaction (Min RM15 spent) |
Game Codes | Â |
(a) Inclusive of All Game Top Ups | RM3 spent = 1 GoPointz |
Entertainment – TV Prepaid |  |
(a) Astro NJOI | Min RM10 spent = 1 GoPointz (Max 10 GoPointz) |
Postpaid Bill Payment | Â |
(a) U Mobile Postpaid | 7 GoPointz per transaction (Min RM30 spent) |
(b) Celcom (c) RedOne (d) Digi (e) Maxis (f) XOX (g) YES |
1 GoPointz per transaction (Min RM15 spent) |
(h) Unifi Mobile Postpaid | 2 GoPointz per transaction (Min RM5 spent) |
Utilities | Â |
(a) All Utilities Bill Payment (Excludes Astro Bill Payment) | 2 GoPointz per transaction (Min RM5 spent) |
(b) Astro Bill Payment | 1 GoPointz per transaction (Min RM15 spent) |
(c) TIME dotCom | 1 GoPointz per transaction (Min RM35 spent) |
Repayment Collection | |
(a) Aeon Credit Card & EPP (b) Wakaf YAWATIM (c) Pinjaman Pelajaran Pulau Pinang (PPPP) (d) Majlis Amanah Rakyat (MARA) (e) KPKT – SPP Untuk Golongan Berpandapatan Rendah (f) KPKT – SPP Untuk Rakyat Negeri Terengganu (g) PTPTN SSPN-I-PLUS (h) PTPTN SSPN-I (i) PTPTN Loan Ujrah (j) PTPTN Loan Konvensional |
4 GoPointz per transaction (Min RM30 spent) |
Local Council Assessment | |
(a) All Assessment Payment | 5 GoPointz per transaction (Min RM50 spent) |
You can redeem your GoPointz for mobile prepaid Top-up, vouchers from your favourite lifestyle brands and more at great discounted prices or any other redemption items introduced or offered by us from time to time. Checkout GoPayz Voucher Catalogue now!
Products Paid / Redeemed with GoPointz | Amount of GoPointz Required |
Digital Financial Services, Phone & Internet and Entertainment | |
(a) Life Insurance (b) International airtime transfer (c) Personal Accident Insurance (d) Motor Insurance (e) Travel Insurance (f) Card Protection Plan |
Min 125 GoPointz to redeem = RM 1 |
Postpaid Bill Payment, Utilities Bill, Islamic Product and Charity | |
Postpaid Bill Payment (a) U Mobile (b) Celcom (c) RedOne (d) Unifi Mobile |
Min 125 GoPointz to redeem = RM 1 |
Utilities (a) Electricity Bill (b) TV (c) Water (d) Telekom Malaysia |
Min 125 GoPointz to redeem = RM 1 |
Islamic (a) Zakat (b) Wakaf (c) Derma |
Min 125 GoPointz to redeem = RM 1 |
Charity (a) Mercy (b) Hope Worldwide Malaysia (c) World Vision Malaysia (d) IMARET |
Min 125 GoPointz to redeem = RM 1 |
A minimum of 125 GoPointz is required to redeem a voucher on the GoPayz E-voucher catalogue.
No, a transaction that was paid or redeemed using GoPointz, whether in full or partially used with GoPayz prepaid card for the remaining balance at the checkout is not eligible to earn GoPointz. GoPointz will only be awarded for every successful transaction that is made in full via cash (GoPayz Prepaid Card) and not via redemption of GoPointz.
If you have insufficient GoPointz, you can use a minimum of 125 GoPointz to knock-off a portion from the total amount and use your GoPayz prepaid card to pay the remaining balance at the payment page to complete the transaction.
Yes, you can purchase the voucher with your GoPayz prepaid card.
Sorry, GoPointz redeemed cannot be cancelled and are non-refundable.
Your GoPointz expires upon expiry of 24 months from the date they are credited into your GoPayz account. Expiring points will be reflected in your GoPayz bill statement.
When you make a qualifying transaction, you will receive a "Surprise Reward" voucher from one of our amazing lifestyle partners. The types of qualifying transactions and Surprise Reward vouchers change frequently, so keep checking back for the latest offers!
Points and rewards are non-transferable.
Simply tap on the "Rewards" button from the GoPayz app homepage. Tap or shake to reveal the voucher and to view its details. Revealed vouchers are stored in the "Rewards > My Vouchers" page until they are redeemed or until their expiry.
We'd be so sad to see you go! If you decide to terminate your account, your GoPointz would be forfeited along with any reward vouchers as well as any other earned benefits.
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