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3D Secure is a secure service facilitated by Visa, Mastercard or UnionPay that allows you to transact online securely using your GoPayz Card. This service is available only on 3D Secure participating merchant sites.
Verify by Visa (VbV)/ MasterCard SecureCode (MSC)/ UnionPay Online Payments (UPOP) protects your existing Visa/Mastercard/UnionPay with an OTP sent to your registered mobile number with GoPayz Account, giving you assurance that you and only you can use your Visa/Mastercard/UnionPay for electronic payments. The added protection of VbV/MSC/UPOP is available as soon as your mobile number is successfully registered under GoPayz Account.
No. The 3D Secure OTP service is provided free of charge.
No. You do not need to register for this service as it is made available to all customers who have registered their mobile number under the GoPayz Account.
It depends on the merchant (some merchant may request for more/less info) but generally the information needed would include the following:
i. GoPayz Card number;
ii. GoPayz Card expiry date;
iii. 3-digit security code (the 3 digits specified at the back of your GoPayz Card); and
iv. GoPayz Cardholder name.
Once you have keyed in the information above, you will be directed to a 3D secure page where OTP will be sent to your registered mobile number.
You will then need to enter the correct 3D Secure OTP received to complete the transaction.